You have a payoff plan. Now let’s make it happen.
Safe to Spend accounts for your monthly bills and your debt payment, so you know how much you can spend.
No judgment. Just one number.
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Pay once. No monthly subscription. No complicated budgets.
The widget on your home screen. Tap it to log a purchase.
How it works
Add your numbers once
Your income, your monthly bills, and the debt payment from your payoff plan.
Put the widget on your home screen
It shows one number: what you can spend, with your bills and debt payment already taken out.
Tap it when you spend
Enter the amount and save. The number updates right away, so it’s always current.
So you never have to guess again.
- Your debt payment comes out first. It’s accounted for before you see your spending number, so it’s still there on payment day.
- One number, nothing to categorize. No budgets to maintain and no charts to study. Just what you can spend.
- No bank login. You enter your numbers yourself. Nothing connects to your accounts.
Estimate based on the amounts entered. Assumes planned payments are made and no new charges are added. Safe to Spend doesn’t connect to bank or card accounts and doesn’t make payments for you.