One number you can spend.
Safe to Spend is a home screen widget that shows one number you can spend, with bills and your credit card payment already taken out.
It's built for people paying down card debt who don't want to add new debt.
Join the waitlistHow it works
- Enter your income, your bills, and the card payment you plan to make.
- The widget takes those out and shows what's left to spend.
- Glance at your home screen before you buy something.
Manual, and private
You enter your numbers by hand. There's no bank login, and everything stays on your phone.
It's a one-off purchase when it launches.
Free tool
Try the debt payoff calculator to compare the avalanche and snowball methods for your cards. It runs in your browser and saves nothing.
Join the Safe to Spend waitlist
We'll email you when Safe to Spend is ready.
Almost there. Check your inbox and tap the confirm link so we can tell you when it's ready. If you don't see it, check Updates or Promotions.
Your email goes to our mailing list provider, Brevo, so we can tell you when the app is ready.